What Is ICEA LION’s Excelsior Personal Accident Insurance

ICEA LION’s Excelsior Personal Accident Insurance provides you with monetary compensation in the unfortunate event you suffer accidental injuries, disability or death. It is an enhancement of our Personal Accident Insurance that only meets the medical expenses. Our Excelsior Personal Accident Insurance, in addition to meeting your medical expenses that arise as a direct result of this specific incident, offers generous disability benefits such as cover for various artificial or medical appliances such as wheelchairs and hearing aids, dental and optical cover, as well as local evacuation expenses.

This insurance plan acts as a supplement to your life and medical insurance. The premium you pay is dependent on the sort of cover you wish to take out. Further, the amount you are compensated is calculated based on your earnings or a specified pre-agreed amount. The cover applies to you regardless of where in the world the accident occurs.

You can also take out Group Personal Accident in turn provides compensation to a group of people, such as a family, employees, “chamas”, learning institutions, SMEs or any other group of people with common interest. Click here for us to engage you on the options available for your Group.

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It is an enhancement of our Standard Personal Accident Insurance that covers your medical expenses that arise as a direct result of this specific incident, offers generous disability benefits such as cover for various artificial or medical appliances such as wheel chairs and hearing aids, dental and optical cover, as well as local evacuation expenses.

Excelsior personal accident insurance

If you would like to talk to us in person, you can call us on +254 719 071 999 or request a call back by clicking here.

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Policy Type

Value Added Term Assurance

Level Term Assurance​

What are the Key Features of ICEA LION’s Excelsior Personal Accident Insurance?

Accidental Death:

We will pay your nominated beneficiaries the pre-agreed amount or the agreed multiple of your salary for your loss of life as a result of the accident or incident.

Permanent Disability:

We will pay your or nominated beneficiary a certain percentage of the pre-agreed amount or the agreed multiple of your salary for permanent disability as a result of the accident or incident.

Weekly Payment (Temporary Total Disability):

This benefit pays you weekly payments if you suffer an accident that limits your capacity to perform your job duties. This payment is for a temporary period until you fully recover. The maximum period of compensation is limited to 104 weeks.

Medical Expenses:

As a direct result of this incident, we will reimburse you for the medical costs – including optical and dental – that you will incur. This is available up to a certain limit.

Emergency Evacuation:

We will cover any expenses related to evacuating you to seek medical assistance as a result of the incident.

Assistive Devices:

We will cover the costs related to acquiring crutches, hearing aids and prosthetics and other devices, required for your rehabilitation.

Repatriation Costs:

In the unfortunate event of your demise, we will cover the cost of returning your remains to your place or residence.

Funeral Expenses:

We will pay your nominated beneficiaries the pre-agreed amount for your unfortunate loss of life as a result of the accident or incident to assist in settling your funeral costs.

Learn more About Excelsior Personal Accident

Visit our Knowledge base to get comprehensive information on ICEA LION’s Excelsior Personal Accident

Excelsior Personal Accident Insurance Rating Guide

Benefits per
Person

Option A White

Option B Blue

Option C Orange

Option D Bronze

Option E Silver

Option F
Gold

What Other Types Insurance Does ICEA LION Have?

Investment done
right

For a little as Kes 500/- and with the right partner to back you up, the only way for your investments is up

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If you would like to talk to us in person, you can call us on +254 719 071 999 or request a call back by clicking here.