Getting started is simple and structured around your life:
- Set Your Goal: Decide on the lump sum amount you want to receive at the end of your 5, 6, or 7-year term.
- Grow with Regular Savings: Grow your fund through predictable, regular premium payments.
- Enjoy Your Payout: Once your policy matures, you will receive your guaranteed Sum Assured, plus accumulated annual bonuses and a final bonus to celebrate your milestone.
Life Cover: If you pass away during the policy term, your chosen loved ones will receive the full Sum Assured, alongside all the annual bonuses earned up to that date. This guarantees their financial security when they need it most.
Critical Illness Protection: If you are diagnosed with any of the 19 covered serious illnesses (such as Cancer, Stroke, Heart Attack, or Kidney Failure), you will receive a lump sum payout. You can use this money for specialised treatment locally or abroad, or to help manage your daily expenses while you recover. This protection is available until you turn 70.
Permanent Disability Support: If an unexpected accident or illness leads to a permanent partial or total disability, such as the loss of a limb, eyesight, or hearing, this benefit steps in. It pays out a lump sum to help ease financial strain and cover the costs of adapting to your daily living. This coverage stays active up to the age of 70.
Accidental Death Cover: For extra security, this rider doubles the support for your family. If your death is caused by an accident, ICEA LION will pay out an additional amount equal to your full Sum Assured.