Planning for retirement is a great step, but ensuring your loved ones are protected along the way is just as important. The ICEA LION Thabiti Life Plan is designed to sit right alongside your retirement product, giving your family a financial safety net when they need it most.

Think of this plan as an asset, just like land or property, that you can pass on to your beneficiaries. If the unexpected happens, it pays out a clear, tax-free lump sum directly to your family, helping them maintain their lifestyle without having to sell off precious assets.

Choose your coverage level from KES 1 million up to KES 5 million.
Pay an affordable annual premium bundled directly with your retirement product.
Get immediate peace of mind knowing you and your family are protected against loss of income due to death, serious illness, or permanent disability.

Critical Illness Support (Up to Age 60): If you are diagnosed with any of our 19 covered serious conditions, including Cancer, Stroke, Kidney Failure, or Heart Attack, you will receive a lump sum payout. This money is yours to use for medical treatment locally or abroad, or simply to help adjust your daily life.

Note: A critical illness payout will reduce your total death benefit by that same amount.

Permanent Disability Protection: If you experience a severe physical disability, such as the loss of both hands, both feet, or total paralysis, this benefit steps in. You will receive a lump sum to help manage lifestyle changes and ease any financial strain.

Note: A disability payout will reduce your total death benefit by that same amount.